First Time Home Buyers

Owning your very own Florida home has its advantages. Homeownership can help create financial wealth, useful tax incentives, and the many joys experienced from putting your money into an appreciating asset. Should you qualify for and need down payment assistance, you can seek assistance from federal, state and local housing programs. Use the U.S. Department of Housing and Urban Development's website at www.hud.gov/buying/localbuying.cfm as a resource to learn about your local down payment assistance programs. You can search on state, city and county level. In addition, you may borrower funds from your retirement account or have a family member donate money through gift funds to assist with your down payment. Do not let a down payment keep you from obtaining your dream of homeownership. As a matter of fact, depending upon your credit score and your ability to document your income, you may not need a down payment at all! When getting a mortgage in Florida, there are many home loan programs that are available which offer 100% financing for credit worthy borrowers. To find out more, use my Quick Application today!

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