Privacy Policy

This Privacy Policy explains what we do with the personal information that we collect from our users. We may change our policy from time to time, so we suggest that you check our web site from time to time to ensure that you know about our current policy. If you have any questions or concerns regarding this policy, you should contact us using our contact form.

ReachYourMortgageGoals.com asks for your contact information and may request the particulars of your reason for choosing to use ReachYourMortgageGoals.com 's' services.

We may also collect IP addresses to help us understand how our clients use our site and to gather broader demographic information, so that we can make our site better and improve our users' overall experience when they visit the ReachYourMortgageGoals.com web site. We use a feature known as a "cookies." Cookies contain bits of information that Web sites transfer to your computer's hard drive for record keeping purposes. A cookie doesn't tell us who you are. Only you can do that.

Children

If you are under 18, you may not use this site.

How ReachYourMortgageGoals.com Discloses Your Personal Information

ReachYourMortgageGoals.com will only disclose any personally identifiable information about individual users who apply for a mortgage consultation using our online application or to comply with applicable laws or valid legal process. Remember, applying with ReachYourMortgageGoals.com is not a guarantee of a mortgage loan approval.

We will disclose personally identifiable individual information and the other information you provide us to our consultant, loan processors and to our investors as needed for the sole purpose of assisting you in the financing, refinancing, or any specific service offered by ReachYourMortgageGoals.com where it involves financial matters as they relate to a home mortgage product.

Contacting or Applying through this site

While we strive to protect all applicants and information transported over the Internet, you agree through your voluntary use of this site, that upon selecting "submit" and sending data to ReachYourMortgageGoals.com , to indemnify and hold harmless ReachYourMortgageGoals.com and it's owners from any and all claims of assumed or actual damages which may result, regardless of your Claim Type or Claim Against ReachYourMortgageGoals.com and its Ownership. Since contacting us through this site is voluntary, you do so at your own risk. If any part of this agreement and section is found to be void, you agree the maximum total damage award from ReachYourMortgageGoals.com and its Ownership may not exceed $1.00 US Currency and that each party is solely responsible for their own legal costs.

We may also disclose your contact information and the other information that you provide us only in the following circumstances:

1. We may employ other companies and individuals to perform functions on our behalf. They may have access to personal information needed to perform their functions, but will not be able to legally use it for other purposes.
   
   
2. We may choose to provide your information directly to another branch operation should we feel it appropriate.



3. We may choose to share this information with Sister sites for the sole purpose of facilitating your purchase of a home.

Other than as set out above, you will receive notice when information about you might go to third parties outside our normal lending relations. At that time you will have an opportunity to choose not to share the information.

Other Information:

Your Responsibility

The information you provide to ReachYourMortgageGoals.com may not be made available to the public unless you provide specific instruction authorizing the use of statements for our site.

Furthermore, while we do our best to protect your personal information, ReachYourMortgageGoals.com cannot ensure or warrant the security of any information you transmit to us, and you do so at your own risk.

We provide links from our site to others. If you follow these links from our site to theirs, you should be aware that these other sites have their privacy and data collection practices. ReachYourMortgageGoals.com has no responsibility or liability for these independent policies. For more information regarding a site and its privacy policies, check that sites privacy policy.

Contacting Me

If you have any questions or comments about the practices of this site, or your dealings with us, you may Contact Me at any time.

Legal Notice Terms and Conditions of Use

First and Secondary Mortgage Loans to Qualified Applicants in the states we lend

1. GENERAL DISCLAIMER:
   NEITHER APEX LENDING, INC, ITS EMPLOYEES, AGENTS, SUCCESSORS, AND/OR ASSIGNS, MAKE ANY WARRANTIES, EXPRESS OR IMPLIED, INCLUDING THE WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE, OR ASSUME ANY LEGAL LIABILITY OR RESPONSIBILITY FOR THE ACCURACY, COMPLETENESS, OR USEFULNESS OF ANY INFORMATION CONTAINED AT THIS WEB SITE (INCLUDING THE PAYMENT AND SAVINGS CALCULATORS) OR REPRESENT THAT USE OF THIS INFORMATION WOULD NOT INFRINGE OTHER THIRD PARTY RIGHTS. FURTHER,APEX LENDING, INC SHALL NOT BE LIABLE FOR ANY DIRECT, INDIRECT, CONSEQUENTIAL, OR INCONSEQUENTIAL DAMAGES TO THE USER, OR THIRD PARTY ARISING FROM USE OF THIS WEB SITE
2. Hold Harmless:
   In providing this information, APEX LENDING, INC does not assume any liability as a result of the use or misuse of this information.
3. By your use of this information, you recognize and agree to hold APEX LENDING, INC harmless from any liability as a result of your use or misuse of this information, materials, products or services listed at this web site
4. Change of Information at Web site:
   APEX LENDING, INC reserves the right to change any information at this web site, including but not limited to revising and or deleting loan products or loan-related information without notice.
5. Web site Information is Not a Loan Offering:
   The user is further advised that unless otherwise stated to the user, nothing contained in this web site is an offer, promise, or otherwise, either to make a specific loan or that APEX LENDING, INC will make any kind of loan for any purpose on any specific terms. All loan-related decisions are made by APEX LENDING, INC, in the course of its normal business and any applicable loan offerings are made to qualified applicants in separate loan documents which are required by applicable federal and state laws of the United States of America.
6. Geographic Restriction:
   Loans may only be made to properties located in the United States of America. APEX LENDING, INC is not authorized to make any loans outside of the United States of America and by this web site does not attempt to do so. APEX LENDING, INC, reserves the right to discontinue loan products in any specific state. APEX LENDING, INC is currently doing business in the following states: Servicing: Alabama, Alaska, California, Colorado, Florida, Georgia, Indiana, Louisiana, Maryland, Mississippi, Minnesota, New Mexico, North Carolina, Pennsylvania, South Carolina, Tennessee
7. Confidentiality of Electronic Transmissions:
   The user is cautioned that transactions over the Internet may not be confidential and may be subject to unauthorized interception by third parties. Accordingly before any information is provided to APEX LENDING, INC, the user should understand that APEX LENDING, INC, assumes no liability or responsibility should the user's confidential information be intercepted and subsequently used by an unintended recipient. As an alternative the user may call a representative for assistance or further information.
8. Linking to Other Web Sites:
   Clicking on certain links within this web site will take you to other non-related Web Sites for which APEX LENDING, INC, assumes no responsibility of any kind for the content or otherwise. Access to any other Web Sites linked to APEX LENDING, INC's, site is at the user's risk.
9. Anitria Patrice Bolden is a Licensed Mortgage Broker in the State of FL - Mortgage Broker License # LI00000590793. APEX LENDING, INC is a License Mortgage Lender License # . We reserve the right to choose in what capacity we will originate any loan, based upon the applicable state regulations governing lending practices in each of the states we originate mortgage loans.
10. This site, and its contents, are protected by copyright law. No portion, either in its entirety or in part, nor web design techniques, may be reproduced without the express written consent of APEX LENDING, INC. No permission is implied or offered to any user of any protected material content or design contained within this site.
11. No information from this site may be reproduced in whole or in part, in any manner, to include but not limited to: other web pages, other web sites, advertising, any promotional material, in any publication, newsletter, circular, e-mail and any other form of reproduction not covered, regardless of nature or purpose.
12. You may not link to any image on this site excluding our primary logo image. You may not use any type of scanning program to download this sites entire content. We consider this not only an attempted infringement on our copyright protection, we consider this bandwidth theft.
13. This site ant its contents is owned and managed by APEX LENDING, INC. APEX LENDING, INC, does not discriminate in anyway by race, ethnicity, gender, religion, income, dependents or any other manner defined by law. All fees. charges and terms relating to this web site apply to all applicants who choose to apply using this web site without exception. Applicants who choose not to use this site to apply for a mortgage, but still wish to do business with APEX LENDING, INC, are subject to the same terms. All applications sent via Fax, e-mail or any other form of alternative delivery, are subject to the same terms by APEX LENDING, INC based upon the loan program requested by the borrower.